Egypt boasts one of the largest, most resilient, and heavily capitalized financial systems in North Africa and the Arab region. Operating under the regulatory oversight of the Central Bank of Egypt (CBE), commercial institutions have scaled their balance sheets rapidly to support infrastructure projects, industrial expansion, and digital payment transformation. Based on verified regulatory balance sheet disclosures, here is a detailed breakdown of the largest commercial banks operating in Egypt right now.
National Bank of Egypt (NBE)
National Bank of Egypt (NBE) stands as the undisputed titan of the Egyptian financial sector, holding the position of the country's oldest and largest commercial bank.
- Total Assets: EGP 5.20 trillion ($108.3 billion)
- Customer Deposits: EGP 3.75 trillion
- Net Loans & Advances: EGP 2.40 trillion
- Branch Network: 630+ domestic and international branches
NBE controls roughly a third of the entire Egyptian banking sector's total assets. As a state-owned institution, NBE serves as the primary financial engine for major national infrastructure developments, government debt issuance, and foreign currency clearing. Its vast retail presence is complemented by modern digital banking channels serving tens of millions of individual and business clients.
Banque Misr
Banque Misr represents the second-largest state-owned commercial bank in Egypt, carrying a legacy of over a century in driving industrial and commercial development.
- Total Assets: EGP 2.70 trillion ($56.2 billion)
- Customer Deposits: EGP 1.90 trillion
- Net Loans & Advances: EGP 1.10 trillion
- Branch Network: 800+ branches across Egypt and abroad
Banque Misr plays a crucial role in microfinance, small-to-medium enterprise (SME) funding, and trade finance. The bank maintains extensive regional extensions in the United Arab Emirates, France, Germany, and representative offices across Sub-Saharan Africa, facilitating vital trade corridors between North Africa and global markets.
Commercial International Bank (CIB)
Commercial International Bank (CIB) holds the title of Egypt's largest private-sector commercial bank and a dominant favorite among institutional global investors.
- Total Assets: EGP 835.2 billion ($17.4 billion)
- Customer Deposits: EGP 675.3 billion
- Net Loans & Advances: EGP 268.0 billion
- Profit After Tax: EGP 29.6 billion
CIB leads the Egyptian private banking sector in corporate loan portfolios, trade settlement efficiency, and digital innovation. Highly regarded for its strict risk management and high return on equity, CIB handles the banking needs of major multinational corporations, top-tier domestic conglomerates, and high-net-worth retail consumers.
QNB ALAHLI
QNB ALAHLI, a primary subsidiary of the Qatar National Bank Group, stands out as one of the largest foreign-owned commercial banks operating within the Egyptian market.
- Total Assets: EGP 620.8 billion ($12.9 billion)
- Customer Deposits: EGP 530.1 billion
- Net Loans & Advances: EGP 275.4 billion
- Branch Network: 230+ branches nationwide
QNB ALAHLI has expanded aggressively across retail and commercial segments. Supported by its parent group's deep international liquidity, the bank offers specialized trade finance, corporate syndication, and private wealth solutions to corporate and individual depositors across Egypt.
Arab African International Bank (AAIB)
Arab African International Bank (AAIB) was established as a joint venture between the Central Bank of Egypt and the Kuwait Investment Authority, creating a powerful corporate finance powerhouse.
- Total Assets: EGP 540.5 billion ($11.2 billion)
- Customer Deposits: EGP 410.0 billion
- Net Loans & Advances: EGP 220.0 billion
AAIB specializes in investment banking, corporate debt structuring, foreign exchange trading, and capital market services. Its unique ownership model gives it deep liquidity reserves and strong ties to Gulf Cooperation Council (GCC) investment flows into Egyptian real estate and industrial sectors.
Banque du Caire
Banque du Caire completes the top tier of Egypt's commercial banking landscape, operating as a full-service institution with strong historical roots.
- Total Assets: EGP 400.2 billion ($8.3 billion)
- Customer Deposits: EGP 305.0 billion
- Net Loans & Advances: EGP 180.0 billion
Banque du Caire excels in microfinance lending and retail consumer products, maintaining a dense branch footprint across both urban centers and rural provinces in Upper and Lower Egypt.